Our bank is established on 4th October 1984, and completed 34 years of purposeful existence of dedicated service to the common people through co-operation and self-help. During this period there has been substantial rise in the deposits, advances and profits. At present the Bank has 21 branches at Vasai, Virar, Navghar, Palghar, Saphale, Nallasopara, Borivali, Thane, Naringi, Bolinj, Mira Road, Boisar and Waliv-Vasai (E), Barampur - Vasai (W), Evershine - Vasai (E), Bhayander (W) , Agashi, Nashik, Aurangabad, Manvelpada-Virar (E) & Tulinj - Nallasopara (E). We have already achieved Business Mix of Rs. Rs.2672+ Crores as on 31-03-2019 which comprising Rs.1665 crore of Deposits and Rs.1007 crores of Advances.

All the 21 branches and corporate office of the bank are fully computerized and successfully implemented the Core Banking Solutions all the branches are inter-connected and are in a position to offer prompt efficient and personalized service to our valued customers.

The bank started its own RTGS/NEFT, RuPay Debit Card, POS, eCommerce, mobile banking (IMPS), Unified Payments Interface (UPI), e -Lobby and offsite ATM at Kelva and Jivdani so that our customer can withdraw money or buy anything in shops/malls using debit card and make online payment from anywhere using eCommerce platform. We have also started SMS Banking Solution, so that our customer get instant alert of the activity in their accounts. We are aware that the age of ever increasing competitiveness where alternative products / services are available. Customers have become conscious of their worth, we always remember that "customers are not dependent on us, we are dependent on customers”. Hence, the customers are always treated with dignity. This feeling leads to a long enduring relationship with the customer. We are making concentrated efforts to keep pace with the changing environment and to meet customer’s expectations. Our Bank has dedicated staff and with their involvement and sense of awareness we are sure to generate high levels of efficiency.

We have various schemes to meet the requirements of our customers in Deposits as well as in Advances.

I take this opportunity to extend my sincere thanks to all the members of the bank and also all the esteemed customers for their whole hearted support and patronage to the bank over the years. I thank all my colleagues on the Board for their co-operation and support.